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WebHome insurance company Bankrate Score Average annual premium for $250K dwelling coverage J.D. Power score; NYCM: 2.5: $631: Not Rated: State Farm: 3.2: $803: 829/1,000 WebFeb 14, 2024 · Best homeowners insurance rates. Erie offers the cheapest home insurance rates — a policy costs $883 per year or $76 per month, which is 53% less … WebJan 9, 2024 · To find the cheapest homeowners insurance providers in Florida for different dwelling coverages, MoneyGeek gathered thousands of quotes from the top insurance providers in the state. The most affordable homeowners insurance in Florida for a baseline dwelling coverage of $250,000 is Travelers at $1,083 per year. dehumanizing employees